TALABALAR UCHUN MOLIYAVIY SAVODXONLIKNING AHAMIYATI: NAZARIY VA AMALIY TAHLIL
Abstract
Mazkur maqolada talabalar uchun moliyaviy savodxonlikning ahamiyati nazariy va amaliy jihatdan tahlil qilinadi. Tadqiqotda moliyaviy savodxonlik tushunchasining mazmun-mohiyati, uning iqtisodiy nazariyalardagi o‘rni, xalqaro tajriba (OECD/PISA, S&P Global FinLit Survey, GFLEC tadqiqotlari) va O‘zbekistondagi amaliyot (Markaziy bankning Finlit.uz loyihasi) misolida ko‘rib chiqiladi. Tadqiqot natijalari shuni ko‘rsatadiki, moliyaviy savodli talabalar o‘z byudjetini samarali boshqaradi, ortiqcha qarzga botishdan saqlanadi va kelajakdagi moliyaviy farovonlikka tayyor bo‘ladi. Maqola yakunida talabalar orasida moliyaviy savodxonlikni oshirish bo‘yicha amaliy tavsiyalar berilgan.
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